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Get Card balance protection even in unstable times.
For you and
your loved ones,
prioritize your future.

Life is full of unexpected events and First Protection takes care of you and your loved ones.

An accident or illness can put your family's financial stability at risk. First Protection is with you at all times, even in the most difficult ones.

Don’t miss another day.

Enroll today!

Coverage Details

Personal accidents can happen when you least expect it. If you suffer an accident, First Protection provides you with compensation to maintain your stability and that of your family with benefits for hospitalization, critical illness diagnosis, final expenses, among others.

To receive these benefits, you must be a FirstBank customer and make your monthly premium payment using the deposit account or credit card of your choice.

ELIGIBILITY

If you are between the ages of 18 and 69, you are a FirstBank customer and have a deposit or credit card account, this product is for you. You can continue renewing your protection plan until you turn 75 years old.

When you sign up, select one of the following plans and rest in the support that FirstBank provides you during difficult times.

COVERAGE
Benefit
Complete
$14.83
monthly
Complete +
$23.20
monthly
If you’re hospitalized due to an illness or accident covered under this policy, you will receive a daily benefit up to a maximum of $100.00. The benefit will be paid starting on the fourth day of hospitalization.$50 daily
(starting on
day 4)		$100 daily
(starting on
day 4)
If you die due to an accident covered by this policy, your beneficiaries will receive a payment of up to $75,000.$50,000$75,000
In the event you suffer an injury resulting in a loss of a limb or vision, you could receive up to $10,000.$5,000$10,000
The plan will provide you with a payment of up to $5,000 if you are diagnosed with a critical illness such as:
  • heart attack
  • stroke
  • cancer, except those types of cancer that are excluded
  • heart bypass surgery for coronary artery disease
$3,500$5,000
If you die due to an accident covered by this policy, your beneficiaries will receive a payment of up to $5,000. $3,500$5,000
EFFECTIVE DATE

Your coverage begins depending on your enrollment date.

If you enroll in First Protection between the 1st and 10th of the month, your coverage effective date will be advanced to the 1st day of the current month. If your enrollment is between the 11th and 30th or 31st of the month, the effective date of your coverage will be deferred to the 1st day of the next month.

TYPE OF COVERAGE

First Protection offers you an individual coverage.

This means that the covered benefits apply only to the person who purchases the policy and the beneficiaries designated.

For more information about First Protection, refer to the program certificate of insurance.

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Enroll in First Protection.

Here are a few things you need to know before you enroll.

This program is provided by Caribbean American Life Assurance Company, part of Assurant, Inc.

To enroll you must be between 18 and 69 years and own a deposit or credit card account from which the monthly payment of the insurance premium will be made.

The plan is renewable until you turn 75 years old. At that point, it will automatically expire.

Please note that this coverage doesn’t include death by:

  • suicide, attempted suicide, or self-inflicted injury
  • disease or hernia of any kind
  • bacterial infections
  • injury for which the insured is entitled to benefits under any legislation
  • participating in team sports or other athletic activities including, but not limited to, motorcycling, parachuting, diving, mountain climbing, rodeo, skiing, bullfighting, and any kind of aerial sport
  • racing demonstrations or competitions
  • tests of resistance or security on vehicles
  • injury that results from a pre-existing condition
  • cancer of any kind
This is a summary of the exclusions. For more details, please refer to the Certificate of Insurance.

Upon enrollment, a welcome package containing the certificate of insurance and the summary page will be mailed to you for your records.

First Protection can be canceled at any time. However, we recommend that you consider how this decision could affect your loved ones in case of unexpected situations. Canceling this protection not only reduces the benefits of your policy, but also eliminates the peace of mind of knowing that your family members will be covered for unforeseen events.

If despite this, you decide to cancel your coverage, it is required that you notify us by written communication that includes the insured’s full name, address, product they wish to cancel and certificate, or policy number addressed:

By email to:
credito@assurant.com

By mail to:
Assurant
PO Box 195167
San Juan, PR 00919

The coverage ends when:
  • Policies are terminated
  • The monthly premium is not paid
  • Insurance coverage cancellation
  • Turning 66 years
  • No longer eligible
  • Insured’s passing
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First Protection is underwritten by Caribbean American Life Assurance Company (CALAC), part of Assurant, Inc.

Insurance products are not a bank deposit. They are not insured by the FDIC or any other agency of the federal government. Nor are they insured by FirstBank or any of its subsidiaries.

Personal information obtained in this web page will not be used for purposes other than the sale of an insurance policy.

®Assurant is a registered trademark of Assurant, Inc.